A free guide to making disability claims against Super
1. Sustained an injury or illness that’s preventing you from working?
2. Got a superannuation fund?
If you answered ‘yes’ to both questions, you may be able to make a claim against the insurance policy attached your superannuation fund.
Ryan Carlisle Thomas lawyers has just published a free online guide explaining how to make a claim against this insurance in the event that a total or permanent disability is preventing you from working.
“We see so many clients who are no longer able to work and who are surprised to find out they have been sitting on an insurance entitlement they didn't even know existed,” says Tanya Neilson, head of the firm’s superannuation department.
“They are potentially forgoing an insurance payout of many thousands of dollars which is separate to other insurance entitlements such as WorkCover or TAC”
“This is insurance they’ve often been paying for, unwittingly, as part of having a superannuation scheme,” she says.
As a result, she says, the firm decided to publish a freely available guide which explains in plain English how Total and Permanent Disability (TPD) claims work and how to lodge a claim on-line.
Called A Survival Guide to Superannuation Total and Permanent Disability Claims, the booklet helps dispel some common myths surrounding superannuation insurance.
The guide explains for example that, as TPD insurance is separate from and distinct to a superannuation entitlement, a TPD claim does not affect the amount of super you have accrued and your super account balance will be unaffected by any TPD payment.
Ms. Neilson urges anyone who thinks they may have a claim against their superannuation insurance to take advantage of the firm’s offer to have a qualified legal practitioner check their policy and eligibility.
"This is free service and totally non-obligatory. We don’t hassle people, we simply want them to do the best for themselves," she said.