Published: 04 September 2017
Author: Ryan Carlisle Thomas
A free guide to making disability claims against Super
- Sustained an injury or illness that’s preventing you from working?
- Got a superannuation fund?
If you answered 'yes' to both questions, you may be able to make a claim against the insurance policy attached your superannuation fund.
Ryan Carlisle Thomas lawyers has published a free guide explaining how to make a claim against this insurance in the event that a total or permanent disability prevents you from working.
Many clients who are no longer able to work due to a serious illness or injury – whether the illness or injury is work related or not – are surprised to find out they have been sitting on an insurance entitlement that they did not even know existed, and often did not even know they had been paying for.
They have been forgoing an insurance payout potentially worth many thousands of dollars, and which is separate to other insurance entitlements such as WorkCover or TAC. This is insurance they’ve often been paying for as part of their superannuation scheme.
To help educate our clients, RCT Law has published a free guide which explains in plain English how Total and Permanent Disability (TPD) claims work and how to lodge a claim.
Called A Survival Guide to Superannuation Total and Permanent Disability Claims, the booklet helps dispel some common myths surrounding superannuation insurance.
The guide explains for example that as TPD insurance is separate from and distinct to a superannuation entitlement, a TPD claim does not affect the amount of super you have accrued and your super account balance will be unaffected by any TPD payment.
RCT Law urges anyone who is uncertain whether they may be able to claim against their superannuation insurance to take advantage of the firm’s offer to have a qualified legal practitioner check their policy and eligibility.
This service is free and totally non-obligatory.