Our Approach to Superannuation Insurance Claims
We understand that when injury or illness prevents you from working, accessing your superannuation insurance benefits can provide crucial financial relief during an incredibly challenging time. Our experienced team specialises in navigating the complex world of superannuation insurance to secure the benefits you’re entitled to.
Every super fund is different, and every member has a different level of cover, depending on when you joined the fund, your age, and the level of insurance you have taken out. You may also be able to bring more than one claim if you have additional super funds. It is important that you check with the fund to see what cover you had as at the date of your injury or on the last date you worked.
We frequently discover that our clients had more comprehensive cover than they realised, or that they have multiple super funds they can claim against. We frequently discover that by asking the right questions of the super fund, we can identify that our clients had cover that they were not aware of. We also frequently discover that clients have more than one super fund against which they can claim. The amounts being claimed are often significant and can have a positive impact for our clients and their families.
Within Superannuation Insurance, there are a number of different benefits that can be offered, from Total and Permanent Disability to Income Protection or even Death/Terminal Illness cover. It’s important to discuss with your legal representatives to understand what benefits you may be entitled to and how you go about claiming them.
Fortunately, Superannuation TPD Insurance matters are included as a part of our unique No Win, No Fee OR Expenses* policy, meaning that should we not achieve a successful outcome, you are never left out of pocket as we guarantee to cover you for any expenses or disbursements that we incur.
Our Values as a Firm
When illness or injury turns your world upside down, we believe you shouldn’t have to fight alone for the benefits that are rightfully yours. Our firm has a dedicated superannuation department where we focus solely on superannuation claims and the entitlements that are often hidden within clients’ superannuation funds. Those entitlements are often quite complex and intricate, and we specialise in acting on behalf of our clients in obtaining the best benefit and entitlement for them.
The experienced Superannuation TPD Insurance team at RCT is dedicated to obtaining the best result possible for you. Our team has a broad range of experience in Superannuation, WorkCover, and TAC matters and maintain a keen understanding of the effect that injury or illness can have on our clients, their families and loved ones. We approach every superannuation claim with the same commitment and fighting spirit that defines all our work—your financial security matters, and we’ll work tirelessly to protect it. Our team members are passionate about providing the highest level of customer service and achieving the best result possible for all clients.