Also under Superannuation Disability InsuranceSuperannuation Disability Insurance Home
Other Types Of Insurance Claims
If you become unwell or injured, it is important that you check whether or not you hold alternate insurance policies that may cover you. These policies are sometimes built into banking products and clients are not aware of their existence.
If you become unwell or injured, are unable to work and subsequently struggling with your mortgage, you may be able to claim on the mortgage protection insurance with your bank. Mortgage protection insurance is usually taken out at the commencement of your loan and usually provides for a stay on your mortgage payments for a period of time.
We recommend that you check with the bank to see if you have cover. If in doubt, contact our superannuation department for free advice.
Credit Cards And Insurance
In some instances, if you have a credit card, you may hold insurance in the event that you become unwell or injured and are unable to make the required repayments. It always pays to check with your credit provider to see if you are covered.
Sporting Club Insurance
if you sustain an injury whilst playing sport for a sporting club, you may be entitled to benefits including income protection, lump sum disability payments and reimbursement of medical and like expenses.
If you sustain an injury whilst playing sport for a club, it is important that you report the injury as soon as possible both the club and your General Practitioner. You then need to approach the sporting club and request a copy of their insurance policy.
Legal advice is often important with regards to these entitlements, as the policies can be confusing, vague and difficult to decipher. RCT is able to provide you with a free assessment of the policy to ensure you are fully informed about your rights and entitlements.
If you suffer injury or illness whilst travelling, and you have travel insurance, you may be able to claim under the travel insurance policy. It is important that you report the injury or illness as soon as possible after it occurs. You should also keep copies of all receipts for At RCT we are able to provide you with a free assessment of your travel insurance policy so that you are fully informed.
Click here to submit information online so we can investigate your eligibility to make a claim. Once you have completed and submitted our online questionnaire, we will contact you within two business days to discuss your claim further.